Workers in dangerous fields such as construction, manufacturing, and gas and oil are at higher risks of injuries than most, but workers in all industries can become victims. Store clerks can suffer head injuries from objects falling off shelves and office workers can end up in the hospital when loose carpeting leads to a trip and fall. Regardless of circumstances, you owe it to yourself to get to the bottom of what – or who – caused your injuries and how you may recover.
When workers clock in for the day, they never expect to be going home with injuries – or not going home at all. Unfortunately, the workplace is a common setting for serious injuries and wrongful death. Extended hospital stays missed time at work, and lost career opportunities because of injuries plague workers in every industry. Connecticut reports even higher numbers of worker injuries than the national average by about 7%. If you’re one of many workers who has suffered from job-related injuries or illnesses in Bridgeport, learn all your options before filing for workers’ compensation with help from the work injury attorneys in Bridgeport at Harlow, Friedman & Adams, P.C.
Workers’ Compensation vs. Third Party Injury Claims
Like all states in the U.S., Connecticut has a workers’ compensation program in place to provide guaranteed benefits to workers injured while performing work-related tasks. The State of Connecticut Workers’ Compensation Commission covers almost all employees and provides medical treatment, wage replacement, and disability benefits to injured workers. It is a no-fault system in which the injured party does not have to prove an employer, coworker, or other party’s fault to receive benefits. The worker must report the incident, file a claim with the Commission, and wait for claim approval and a benefits check.
Workers’ compensation makes financial recovery after workplace injuries easy for accident victims – but there are downsides. Workers’ comp does not replace full lost wages but rather about 75% of after-tax weekly wages, subject to maximums and time restrictions. Furthermore, workers’ comp will not compensate an injured worker for non-economic damages such as physical pain, emotional distress, mental anguish, or lost enjoyment of life. These damages can be considerable in catastrophic worker injury cases.
Once an injured person files for workers’ compensation benefits, he or she gives up his/her right to sue the employer for damages. This is an important decision and one that a Bridgeport personal injury lawyer can help you with. If you believe your employer contributed to your accident from something such as improper employee training, poor hiring practices, or safety violations, seek advice from an attorney before filing for workers’ comp. A personal injury claim against your employer may be a better route for you.
Explore Your Options in Connecticut
Work-related injuries run the gamut from falls to motor vehicle accidents. No matter what type of accident you were involved in at work, we want to hear from you. We can review your case, take over conversations with your employer’s insurance company, deal with workers’ compensation claims (and bad faith insurance claims), file a personal injury claim, and more. Our firm is your resource for how to recover financially after an incident at work. Contact us for a consultation in Bridgeport.